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Millennium Bank grants First House loans in leiUpdated: 18-09-2013 |

Millennium Bank started granting First House loans in lei within the latest edition of the governmental scheme, with a variable interest rate calculated as three-month Robor plus 2.5% margin. The maximum loan amount is the equivalent in lei of EUR 57,000 for finalised homes or the lei equivalent of EUR 66,500 for homes whose building permit was released after 2010.

The loan analysis and administration fees are free of charge and the maximum tenor is 30 years. The bank accepts up to two co-borrowers for the loan - spouse, parents, parents-in-law, children, sisters, brothers - and a broad range of income sources.

The National Fund for SMEs Loans Guarantees allocated lei 21 million to Millennium Bank within this year's edition of the First House scheme. The bank has been an active player in all the editions, along which it granted First House loans worth a total of over EUR 90 million.

Millennium Bank's crediting offer also includes cash loans with or without mortgage and real estate investment loans with down payment starting from 10% and margins starting from 2.5% for lei or 6.25% for euro.

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