Millennium Bank offers lei Cash Loan with 6% margin and zero analysis fee

Publish date: 08-04-2013
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Millennium Bank clients can now benefit from the new uncollateralized Cash Loan with variable interest rate, which offers a promotional zero analysis fee for all the applications approved until June 30, 2013. The loan is available in lei at an interest rate made of six-month ROBOR plus a 6% margin, for clients who decide to transfer their monthly income to the bank.

Clients can contract a Cash Loan of up to 70,000 lei and use the amount without bringing any justification to the bank. The maximum credit tenor is 60 months. Customers also benefit from zero administration fee and early repayment fee and they are not charged with any pre-contractual expenses related to loan file preparation.

The Cash Loan applicants can bring up to two co-borrowers - spouse, partner, parents, children, sisters/ brothers. The bank accepts a wide range of income sources, including salary, bonuses, sales commissions, board incentives and censors, author rights, rents, dividends, income from freelancer activities, daily allowances, daily allowances sailors.

Millennium Bank also allows Cash Loan clients to take a one month payment holiday, once a year. The amount accumulated this way will be repaid only at the end of the loan tenor.

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