Millennium Bank cuts margin for Real Estate Investments Loan in lei

Publish date: 23-10-2012
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 Millennium Bank clients can now benefit from lower costs for the Real Estate Investments Loan in lei. The bank cut the margin by almost 1 basis point and thus the interest rate is now made of 6 month ROBOR plus a margin starting from 2.5%, depending on the down payment percentage and the clients' option to transfer their income to the bank.

"This adjustment turns Millennium Bank's Real Estate Investments Loan in one of the top offers for house financing in lei on the market, providing clients with an attractive financing alternative not affected by currency risk”, Eliza Erhan, Head of Retail Product Development with Millennium Bank, stated.

The lei Real Estate Investments Loan can finance up to 85% of the purchased house value and has 30 years tenor. Clients benefit from free life insurance, zero administration and zero early repayment fees.

Clients who apply for a Real Estate Investments Loan receive the financial approval in only two days. The bank allows maximum two co-borrowers - spouse, parents, parents-in-law, children, sisters, brothers - and accepts various income sources - salary, bonuses, sales commissions, board incentives and censors, author rights, rents, dividends, income from freelancer activities, income from abroad, daily allowances, daily allowances sailors. 

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