Millennium Bank increases uncollateralized cash loans maximum amount

Publish date: 21-05-2012
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Millennium Bank clients can now contract uncollateralized cash loans of up to 45,000 lei and use the amount without bringing any justification to the bank. The credit is available in lei and the fixed interest rate is 14.5% per year. The pre-contractual expenses related to loan file preparation and the administration are free of charge, the only fee charged at loan contracting being the analysis commission of 250 lei. The loan tenor can go up to 60 months.

"In 2012, 45% of the credit applications we received were for cash loans. Following the increasing demand, we decided to improve the product, in order to better answer our clients' needs. Thus, we increased the maximum amount from 25,000 to 45,000 lei”, Eliza Erhan, Head of Retail Product Development with Millennium Bank Romania, stated.

The bank accepts two co-borrowers on the loan and a wide range of income sources, including salaries, bonuses, sales commissions, board incentives and censors, author rights, rents, dividends, income from freelancer activities, daily allowances, daily allowances sailors.

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